Linda Freshwater

With over 30 years of experience in all aspects of global banking, Linda designs, develops and delivers training for PSI clients at at various stages in their careers.

Linda was with Chase Manhattan Bank, based in London for 10 years, and subsequently with Standard Chartered Bank, a British institution with extensive operations throughout Asia. During her career with Chase in London, Linda had Senior Relationship Management responsibility for multinational corporations before joining the newly formed Global Financial Institutions Group. For the next seven years, Linda managed teams of relationship managers, customer service and administrative staff in both London and New York as Head of the Financial Institutions and Financial Markets groups.

Returning to New York as Global Head of Strategic Planning, Linda was instrumental in developing Chase's global strategic plan. In 1991, Linda joined Standard Chartered Bank in New York as Head of the Financial Institutions business with responsibility for sales and relationship management, operations, customer service and product management. Three years later, she became a consultant to the financial services industry.

As a consultant, Linda has worked with a number of financial institutions in several capacities including Banco Santander, Bank of America, BNP Paribas, Citibank, Deutsche Bank, Fannie Mae, HSBC, JPMorgan Chase, KeyCorp, Prudential Insurance, The Federal Reserve Bank, USB and Wachovia. Some highlights include:

	Writing a Global Industry Process manual and authoring product profiles for several products sold extensively to investors for one of Wall Street's largest brokerage firms.
	Teaching business simulations, case studies and training programs on a regular basis to financial institutions throughout the US, Europe and Asia.

Ms. Freshwater is a graduate of the College of Wooster and has taken business courses at Columbia University. She is a member of the Overseas Banking Association in London. A recognized industry expert, she has been a panel member and speaker at several U.S. and International Banking Conferences.

Bios of Key Professionals

	Margaret Bachman
	Kurt Brenneman
	Barry Deutsch
	Linda Freshwater
	Jill Gualtieri
	Chris Lawton
	Frederick Robie
	Howard Stein
	David Tompkins

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